AI Budget Agent for your personal finances

Your AI budget agent handles personal finance by email

Budgeting apps want you to check them. Fasrad’s AI budget agent comes to you. Forward a bank statement or upload a CSV, and your agent categorizes every line, updates your running totals, flags anything unusual, and emails you a weekly summary. You know where your money is going without logging into anything.

It’s built for people who want clarity more than charts. Your agent maintains a Google Sheet with categories, tags, and monthly totals. It remembers your recurring subscriptions and tells you when one jumps. It highlights unusual merchants, duplicate charges, and budget categories you’re about to blow through.

Strongest benefits:

• Email-in statements. Forward a PDF or CSV and your agent parses it, with no OCR setup.
• Smart categorization. It learns your merchants, remembers your tags, and gets more accurate every month.
• Subscription tracking. Recurring charges logged, price hikes flagged, duplicates surfaced.
• Anomaly alerts. An unusually large charge or a merchant you’ve never seen gets emailed to you within the hour.
• Weekly digest. A Monday-morning email summarizing last week’s spend vs budget, by category.

Everything lives in a Google Sheet you own. Slice it however you like, export it to your accountant, or run your own formulas. Your agent handles the busywork on top: pulling data in, categorizing, tagging, and sending summaries.

There’s no bank login and no screen-scraping, which sets it apart from Mint or YNAB. You email or upload statements on your own cadence, and your data stays in your Sheet.

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Frequently asked questions

Does it connect to my bank?

No, by design. You email or upload statements (PDF, CSV, OFX). Your bank credentials stay out of the loop, and it works with any institution.

Can it handle multiple accounts?

Yes. Checking, savings, multiple credit cards: your agent tags each transaction with its source account.

How does categorization work?

The first pass uses merchant patterns, and your agent asks you about ambiguous ones. It remembers your choices so future statements sort themselves.

What about joint finances?

Share the Google Sheet with your partner and add both your statements. Tag each transaction by person if you want clear splits.

Can it forecast?

Yes, on request. Ask for a forecast based on the last N months and your agent projects category spend and flags months likely to go over budget.

Is my data safe?

Your data lives in your Google Sheet, not our database. The agent has access only while executing your tasks and stores only the raw statement files you ask it to keep.